Insurance · July 3, 2022

5 Reasons Why You Should Get Oscar Health Insurance

Oscar Health Insurance – Oscar is one of the most popular pet insurance providers. It’s also one of the priciest. Premiums for an annual policy range from $230 to $387, depending on where you live and your pet’s age, gender, and breed. However, some pet owners are willing to pay a premium in order to keep their furry friends healthy and safe at home.
A recent survey by pet insurer Pets Best found that 66% of respondents would take out pet insurance if they could get it for free until they made back their investment through lower vet bills. And while taking up this offer will not exactly make you ‘break even’ on those premiums, there are still several reasons why investing in Oscar health insurance might be worth it in the long run. Read ahead to know more!

With the annual Oscar statuette being handed out on Sunday night in Hollywood, it’s time to start thinking about Oscars-inspired red carpet fashion and viewing parties. However, when it comes to your health plan, you may not be feeling as inspired. Working a job in an industry like entertainment or media is often challenging because of the constant demand for extended work hours, nights, and weekends. This can make finding adequate healthcare coverage that fits your needs as a worker complex. If you’re employed by an organization that offers Oscar insurance benefits, then that means there are definitely some great reasons why you should get Oscar health insurance. Here are just a few:

5 Reasons Why You Should Get Oscar Health Insurance

Oscar Health Insurance

Image source: BenefitsPRO

Even as a freelancer, you need to ensure that you and your family are protected from potential financial hardship in the event of a serious illness or injury. You may not have an employer-sponsored health insurance plan, but there are still ways for you to find affordable coverage as a freelancer. This is especially important because freelancers don’t have access to the same types of affordable plans that many full-time workers do. Because freelancers generally aren’t eligible for coverage through an employer, most health insurance plans will cost more than they would if you were working for someone else. This means that finding the right plan and provider at an affordable rate is crucial for any self-employed individual looking to lead a stress-free life while also protecting their own wellbeing and finances.

What is Oscar Health Insurance?

Oscar Health Insurance is a New York-based health insurance provider that focuses on individuals who work in the creative industries and other self-employed professionals. The company offers a range of plans that can be customized to meet the needs of virtually any freelancer or independent contractor, regardless of their industry or profession. Oscar also takes into account a person’s medical history, current health status, and other factors to determine the cost of their monthly premium. The company’s website also provides detailed information about each of its plans, what benefits they cover, and what type of out-of-pocket costs the subscriber will have to pay if they need to use those services.

5 Good Reasons to Get Oscar Health Insurance

There are numerous reasons why you should get Oscar Health Insurance, including: – Affordable Premiums: Health insurance premiums are a necessary cost of doing business as a freelancer. Fortunately, Oscar offers some of the most affordable premiums in the industry. – Comprehensive Coverage: While the Affordable Care Act (ACA) mandates that all health insurance plans provide certain types of coverage, not all providers actually follow these guidelines or provide adequate coverage. This can leave many freelancers with inadequate protection in the event that they need to make a claim. Oscar Health Insurance, on the other-hand, provides access to a range of benefits that can help to protect individuals from financial loss in the event of a serious illness or injury. – Client-Friendly: The ACA doesn’t only affect full-time employees. The law also requires that all clients provide health insurance for their freelancers. While some clients may offer an adequate health insurance plan, others may not. Oscar also offers a client-friendly option that provides the client with access to the same benefits that the subscriber has. – Free Access to Physicians: Many ACA-compliant health insurance plans require subscribers to find a doctor that is covered by their plan. This can be difficult for freelancers who may live in areas with a limited physician selection. Oscar, on the other hand, offers free access to the company’s network of physicians in New York and California. – Great Support Team: When you decide to get Oscar Health Insurance, you’re also joining a supportive community of subscribers. The team at Oscar is available 24/7 to assist any subscriber with any questions they have about their coverage or how to best use their plan.

3 Bad Reasons to Get Oscar Health Insurance

There aren’t many reasons not to get Oscar Health Insurance. That being said, there are a few arguments against purchasing a policy through this company. These include: – Cost: The most obvious reason not to get Oscar Health Insurance is cost. If you make too much money to qualify for affordable coverage under the ACA, but you don’t make enough to purchase a single plan on your own, then you may not be able to afford health insurance. – Inability to Qualify: Another reason that you may not want to get Oscar Health Insurance is if you are unable to qualify for coverage. The company’s website explains what type of individuals are eligible for coverage, as well as what factors can disqualify an individual from obtaining a plan. – No Interest in the Community: While many of the reasons above are good reasons to get Oscar Health Insurance, there are a few that are based more on feelings than facts. For example, there’s no real reason to get Oscar Health Insurance other than the fact that you want to support a company that empowers individuals in the creative industries to succeed.


Health insurance is a necessary cost of doing business as a freelancer. While the ACA provides reduced rates for some individuals, they don’t provide coverage for every freelancer. This means that individuals who aren’t eligible for ACA-compliant plans will likely have to purchase an individual plan on their own at a higher rate. When deciding which health insurance plan to purchase, you should focus on getting a plan that includes the benefits you need at an affordable rate. You should also consider which company you’d like to do business with. If you’re looking for a plan that is easy to use, offers access to a wide network of physicians, and provides enough coverage to protect you from financial loss in the event of a serious injury or illness, then you should consider getting Oscar Health Insurance.